Fla. justices clear up auto insurance ambiguity
TALLAHASSEE, Fla. (AP) - The Florida Supreme Court sees nothing unclear about a provision in an auto insurance policy that a trial judge and an appellate court had found ambiguous.
The justices Thursday unanimously quashed a decision by the Miami-based 3rd District Court of Appeal that had gone against State Farm Mutual Automobile Insurance Co.
They said a household exclusion clause means State Farm won't have to pay for injuries suffered by the parents of policyholder Gilda Menendez's granddaughter.
The granddaughter, Fabiola Llanes, was driving Menendez's car when it collided with another vehicle. Menendez, Llane and Llane's parents were injured.
Llane was covered because she had her grandmother's permission to drive.
The justices said that made Llane "insured" but her parents were not covered due to the exclusion clause because she lived with them.
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